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How it works

With four simple actions, you can discover how to acquire a Payday loan with Nearmeloans. Today, get a loan without a credit check, a guarantor or collateral!

How to Get a Payday Loan Online in 4 Simple Steps

Step 1: Fill out the Loan Application Form.

Our online application form is compatible with any device. Our virtual financial assistant will assist you and walk you through the process. So you can do it in as little as 5 minutes safely and securely!

All the information you need to complete the loan request:
  • Personal Information
  • Employment Information
  • Contact Information
  • Deposit Information

Make sure you give correct, current, and precise information for a quick approval. Any incorrect data will delay the application and lead to headaches. Before submitting your application, be sure to read our Legal Terms and Conditions thoroughly.

Step 2: Receive the Offer

If you’re ready to take on a student loan, go to the Federal Student Aid website and click the “Apply Now” button. You’ll get an easy-to-understand breakdown of everything you need to know about repayment options for federal student loans. You can search for loans based on your financial situation, and institution type.

You can use the above thorough questionnaire to filter your choices for the best deals.
  • To clarify any confusion, ask the lenders questions.
  • Read the specifics of the offer before making a decision.
  • Who has the most comprehensive and clear terms and conditions?
  • Compare and evaluate based on your personal requirements and objectives.
  • You’ve now come one step closer to receiving your cash loan! Before signing, double-check that you’ve read and understood all of the terms of your agreement.

You are bound by law to comply with the conditions of your loan agreement once you have signed it.

Step 3: Sign the Agreement

You are now one step away from getting your payday loan! Make sure you agree to all details of your contract before signing.

Pay attention to the following aspects related to your loan agreement:
  • Interest rate and Annual Percentage Rate (APR)
  • Early, late, and other penalty fees
  • Payment Due Date
  • Payment Method

Check and triple-check the terms of the contract. Let your lender know about any mistakes or omissions in your contract. Only sign if ALL of the information in the contract is accurate and complete.

You are legally bound by signing your loan agreement. To keep your side of the bargain, you must pay off your lender in full on time and avoid penalties. The legal document for your loan is your loan contract. Make a note of it for future reference.

Step 4: Get Your Money

You may withdraw the full amount of your loan from your bank account at any time. Depending on the terms of your agreement, you’ll be able to withdraw it in cash within 24 to 48 hours. Banks do not operate during holidays and weekends, which can cause delays in the deposit process.

Here are the responsible borrowing rules you need to follow:
  • Use your loaned money wisely.
  • Repay your loan in full on time.